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Original Medicare consists of Part A and B. Part A covers hospital expenses while Part B covers most medical bills. Part B leaves some gaps that would make a patient responsible for 20% of all medical costs. This 20% is referred to as coinsurance. Additionally, there is no maximum out of pocket for Original Medicare. This is the reason that so many people choose to purchase a Medicare Advantage Plan or Medicare Supplement.
Looking for a Medicare Advantage Plan in San Antonio? We’re here to help.
Medicare pays private insurance companies a monthly premium to be your insurance company. Medicare Advantage plans differ based on location so if you are in San Antonio, it is best to find an agent that works here as well. Medicare Advantage Plans, also referred to as Medicare Health Plans, are simply another way to receive your Medicare benefits.
A Medigap (Medicare Supplement) policy is a private health insurance that helps supplement Original Medicare. This means it helps pay some of the health care costs that Original Medicare doesn’t cover (like copayments, coinsurance, and deductibles).
If you have Original Medicare and a Medigap policy, Medicare will pay its share of the Medicare-approved amounts for covered health care costs. Then your Medigap policy pays its share.
Cost is usually the only difference between Medigap policies with the same letter sold by different insurance companies. Call 210-431-4744 to get a no-obligation free quote.
Our job is to research all the companies that we work with and help you look up your medications, the doctors that are important to you, and to guide you into the plan that makes the most sense for you. When we first sit down with you, we will do a full needs analysis to find out what is important to you so that we may eliminate plan options that will not work for you. We will also explain the differences between Original Medicare, Medicare Advantage plans and Medicare Supplements. We spend the time getting to know as much information about these companies and their services as possible, so you don’t have to. In the rare occasion that we don’t know the answer to a question, we will make sure to find it.
Texas Medicare Solutions represents a carefully selected group of financially strong, reputable insurance carriers and as Independent agents, we are free to choose the right carrier for your Medicare needs.
Our philosophy is simple, “Do what’s best for your clients at all times”. If you’re looking for a Medicare Advantage Plan in San Antonio, we can help! Allow us to do the shopping for you.
contacted with a licensed insurance agent